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	<title>Educational Consultant and College Planner &#124; Great College Advice &#187; Blog</title>
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	<link>http://greatcollegeadvice.com</link>
	<description>Expert Advice on College Admission</description>
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		<title>Don&#8217;t Plagiarize Your College Essays-&#8217;Turnitin For Admissions&#8217; Is Watching</title>
		<link>http://greatcollegeadvice.com/dont-plagiarize-your-college-essays-turnitin-for-admissions-is-watching/</link>
		<comments>http://greatcollegeadvice.com/dont-plagiarize-your-college-essays-turnitin-for-admissions-is-watching/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 17:05:17 +0000</pubDate>
		<dc:creator>Cara Ray</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[boulder college consultant]]></category>
		<category><![CDATA[Boulder college counselor]]></category>
		<category><![CDATA[Boulder educational consultant]]></category>
		<category><![CDATA[college admissions]]></category>
		<category><![CDATA[college advice]]></category>
		<category><![CDATA[college applications]]></category>
		<category><![CDATA[College essays]]></category>

		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=9988</guid>
		<description><![CDATA[As college admissions offices turn to "Turnitin" an anti-plagiarism service make sure that you are writing your own college essay and not borrowing any one else's words. ]]></description>
			<content:encoded><![CDATA[<p>As educational consultants we often see the stress that comes along with students writing college essays. There is the Common Application essay, the supplemental essays, and the scholarship essays. Students can easily be overwhelmed with the process. Whether it is the difficulty of brainstorming topics, or the writing itself, students often struggle with the essay portion of applications. However, an upward trend in use of the service <a target="_blank" href="http://www.turnitinadmissions.com/" >Turnitin</a> by college admissions offices should serve as a important reminder that the work you submit should always be your own.</p>
<p>Academic dishonesty is a familiar term for those who work in college judicial affairs offices. For years, campus officials have used <a target="_blank" href="http://www.turnitinadmissions.com/" >Turnitin</a>, an anti-plagiarism database service to make sure that college students weren&#8217;t recycling papers from other students or other sources. Now, <a target="_blank" href="http://www.turnitinadmissions.com/" >Turnitin</a> has branched out and being used in college admissions.</p>
<p>A number of colleges and universities have adopted this service as way to quickly review essays and compare them to a large database of writing on file and show potentially copied material. While it is mostly being used by graduate programs at this point some undergraduate institutions with applicants are making use of the service.  The colleges then can determine whether or not the applicant warrants a rejection based on plagiarism.</p>
<p>So, take our advice, write your own essays.</p>
<p>For more information read the recent <a target="_blank" href="http://www.latimes.com/news/local/la-me-plagiarism-20120129,0,2954802.story" >LA Times article</a> on the subject.</p>
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		<title>Interesting Tidbits From &#8220;The American Freshman: National Norms Fall 2011&#8243; Survey</title>
		<link>http://greatcollegeadvice.com/interesting-tidbits-from-the-american-freshman-national-norms-fall-2011-survey/</link>
		<comments>http://greatcollegeadvice.com/interesting-tidbits-from-the-american-freshman-national-norms-fall-2011-survey/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 17:00:56 +0000</pubDate>
		<dc:creator>Cara Ray</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[boulder college consultant]]></category>
		<category><![CDATA[Boulder college planner]]></category>
		<category><![CDATA[college admissions]]></category>
		<category><![CDATA[first year students]]></category>
		<category><![CDATA[freshman]]></category>
		<category><![CDATA[New York Times]]></category>

		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=9980</guid>
		<description><![CDATA[Curious about what your peers might be like when you get to college? Check out a few tidbits from "The American Freshman" survey.]]></description>
			<content:encoded><![CDATA[<p><a href="http://greatcollegeadvice.com/wp-content/uploads/2012/01/freshman-calendar.jpg" ><img class="alignleft size-thumbnail wp-image-9985" title="freshman-calendar" src="http://greatcollegeadvice.com/wp-content/uploads/2012/01/freshman-calendar-150x150.jpg" alt="" width="150" height="150" /></a>Interested in learning a little more about your peers who will be entering college? Check out the “<a target="_blank" href="http://heri.ucla.edu/PDFs/pubs/TFS/Norms/Monographs/TheAmericanFreshman2011.pdf" title="Link to the survey" >The American Freshman: National Norms Fall 2011</a>&#8221; for some interesting tidbits including:</p>
<ul>
<li>Students enrolling at their first choice college has declined since 2006.</li>
<li>Incoming first-year women use social network sites more often than men</li>
<li>Students cite &#8220;better job prospects&#8221; as the number one reason to attend college</li>
<li>This year&#8217;s incoming freshman class has more liberal views</li>
<li>Compared to 2010 more students report that as high-school seniors they &#8220;frequently&#8221; took notes in class</li>
<li>More incoming students expect that as college students they will discuss course content outside of class</li>
</ul>
<p>For more information you can also look at the<a target="_blank" href="http://thechoice.blogs.nytimes.com/2012/01/26/survey-first-choice/" > New York Times &#8220;The Choice&#8221; blog.</a></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>image credit:http://www.boston.com/lifestyle/blogs/thenextgreatgeneration/2011/09/freshman_15_the_characters_youll_meet.html</p>
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		<title>Financial Aid Primer: #10. When A Financial Aid Package Isn&#8217;t Enough</title>
		<link>http://greatcollegeadvice.com/financial-aid-primer-10-when-a-financial-aid-package-isnt-enough/</link>
		<comments>http://greatcollegeadvice.com/financial-aid-primer-10-when-a-financial-aid-package-isnt-enough/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 14:00:08 +0000</pubDate>
		<dc:creator>Andrea Aronson</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[Financial aid]]></category>
		<category><![CDATA[FAFSA]]></category>
		<category><![CDATA[financial aid appeals]]></category>
		<category><![CDATA[financial aid basics]]></category>
		<category><![CDATA[financial aid package review]]></category>
		<category><![CDATA[financial aid shortfall]]></category>
		<category><![CDATA[New Jersey college admissions counselor]]></category>
		<category><![CDATA[professional judgement]]></category>
		<category><![CDATA[Westfield college admissions advisor]]></category>

		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=9941</guid>
		<description><![CDATA[What should you do if your financial circumstances change and you have a shortfall in your financial aid package?  Contact the financial aid office.]]></description>
			<content:encoded><![CDATA[<p>What happens if your financial aid award isn’t enough?  You can try to appeal the package directly with the school’s financial aid office.  Financial aid officers can exercise something called <em>Professional Judgment</em> (PJ).  This enables them to make adjustments to the data elements on the <a href="http://www.fafsa.ed.gov" title="Fafsa Link"  target="_blank">FAFSA</a> and thereby change the determination of the Expected Family Contribution.</p>
<p>These FAFSA adjustments can be made because the financial aid administrator takes the time to more sensitively assess the family’s financial strengths and weaknesses. Financial aid officers will typically request additional and more current information about the family’s situation so that there are new numbers to work with.<a href="http://greatcollegeadvice.com/wp-content/uploads/2012/01/images1.jpeg" ><img class="alignright size-full wp-image-9951" title="images" src="http://greatcollegeadvice.com/wp-content/uploads/2012/01/images1.jpeg" alt="" width="225" height="225" /></a></p>
<p>While each school will have somewhat different guidelines for how the PJ process works, the family will almost always need to document in writing their request for a reassessment of the financial situation.  The family will also need to specify what has changed in their circumstances to warrant the appeal as well as send in supporting documentation that can potentially quantify the change in circumstances.  Examples of changes in circumstances could include but are not limited to:</p>
<ul>
<li>Sizable and unexpected medical bills</li>
<li>Loss of employment</li>
<li>Change in parental marital status</li>
</ul>
<p>Note that special circumstances must be true hardships, not just overspending!  Buying a new, expensive car that depletes your savings, for example, isn&#8217;t a reason for a school to give you more financial aid.  Schools are not prone to bargaining for bargaining’s sake, but will exercise PJ if they are provided with a solid, non-emotional, and data-based appeal.  So, if your financial aid package falls short, be sure to contact the financial aid office at the college of your choice and see if they&#8217;ll review your personal circumstances more closely and exercise some professional judgement in your favor.</p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio Link"  target="_blank">Andrea Aronson</a></p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio Link"  target="_blank">College Admissions Advisor</a></p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio Link"  target="_blank">Westfield, NJ</a></p>
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		<title>Applying to Law School?</title>
		<link>http://greatcollegeadvice.com/applying-to-law-school/</link>
		<comments>http://greatcollegeadvice.com/applying-to-law-school/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 11:35:22 +0000</pubDate>
		<dc:creator>Juliet Giglio</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[admissions]]></category>
		<category><![CDATA[Application]]></category>
		<category><![CDATA[educational consultant]]></category>
		<category><![CDATA[law school]]></category>
		<category><![CDATA[New York]]></category>
		<category><![CDATA[Syracuse]]></category>

		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=10041</guid>
		<description><![CDATA[If you're applying to law school, what should you do first?]]></description>
			<content:encoded><![CDATA[<p><a href="http://greatcollegeadvice.com/wp-content/uploads/2012/02/imgres.jpeg" ><img class="alignleft size-thumbnail wp-image-10043" title="imgres" src="http://greatcollegeadvice.com/wp-content/uploads/2012/02/imgres-150x150.jpg" alt="" width="150" height="150" /></a>If you&#8217;re thinking about going to Law School, the first thing you should do is visit the LSAC.org website.  It&#8217;s full of information for law newbies, and answers the following questions:</p>
<ul>
<li><a target="_blank" href="http://lsac.org/JD/Think/advice.asp" >Where can I go for advice?</a></li>
<li><a target="_blank" href="http://lsac.org/JD/Think/Preparing-for-Law-School.asp" >How do I prepare for a law school education?</a></li>
<li><a target="_blank" href="http://lsac.org/JD/Think/teach-skills.asp" >What skills will law school teach me?</a></li>
<li><a target="_blank" href="http://lsac.org/JD/Think/standard-curriculum.asp" >Is there a standard law school curriculum?</a></li>
<li><a target="_blank" href="http://lsac.org/JD/Think/who-is-applying.asp" >Who is applying to law school?</a></li>
<li><a target="_blank" href="http://lsac.org/JD/Think/more-about-law-schools.asp" >How can I find out more about law schools?</a></li>
<li><a target="_blank" href="http://lsac.org/JD/Apply/applying-to-law-school.asp" >What do I need to know about the application process?</a></li>
<li><a target="_blank" href="http://lsac.org/jd/finance/financial-aid-overview.asp" >How do I pay for law school?</a></li>
</ul>
<div>Once you&#8217;ve decided you&#8217;re going to law school, the LSAC site can be invaluable for helping you to make a list of law schools.  It will guide you in finding schools that are realistic for you.  If you&#8217;re living in a major city, it also posts a calendar of events at which you can meet with law school reps and learn more about their programs.</div>
<div></div>
<div>Once it&#8217;s time to submit your applications, the LSAC website is like the Common App &#8211; but it&#8217;s for law school applicants only.  Both JD and LLM programs are aided by the LSAC.org site.</div>
<p>LSAC will take your undergraduate transcript, your LSAT scores and letters of recommendation.  They&#8217;ll send all that information out to your law schools.</p>
<p>If you&#8217;re an international student, you&#8217;ll pay LSAC extra to evaluate your transcript.  In my experience, I&#8217;ve learned it&#8217;s best to give LSAC at least a month to have your transcript evaluated.</p>
<p>Of course all this doesn&#8217;t come cheaply.  Unlike the Common App, it costs money to use LSAC:  a base fee of $75 with extra costs included each time you have materials sent to law schools on your list.  But if you&#8217;re going to law school, chances are you&#8217;ll be a lawyer and chances are, these costs will one day seem minor.</p>
<p>&nbsp;</p>
<p>Juliet Giglio</p>
<p><a href="http://www.greatcollegeadvice.com" >Educational Consultant in Syracuse, New York</a></p>
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		<title>Be Nice! (Part 2) It All Counts, Even on Facebook</title>
		<link>http://greatcollegeadvice.com/be-nice-part-2-it-all-counts-even-on-facebook/</link>
		<comments>http://greatcollegeadvice.com/be-nice-part-2-it-all-counts-even-on-facebook/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 18:00:51 +0000</pubDate>
		<dc:creator>Cara Ray</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[Boulder]]></category>
		<category><![CDATA[Boulder college counselor]]></category>
		<category><![CDATA[Boulder college planner]]></category>
		<category><![CDATA[Boulder educational consultant]]></category>
		<category><![CDATA[college admissions]]></category>
		<category><![CDATA[Colorado]]></category>
		<category><![CDATA[Facebook]]></category>
		<category><![CDATA[social media]]></category>
		<category><![CDATA[University of Colorado Boulder]]></category>

		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=9963</guid>
		<description><![CDATA[Many colleges these days have Facebook pages that are maintained by admissions departments. So, before you go posting negative things on a college's Facebook wall, read my thoughts and remember how important it is to be nice in a public forum.]]></description>
			<content:encoded><![CDATA[<p><a href="http://greatcollegeadvice.com/wp-content/uploads/2012/01/four0d-college-facebook-page-lrg.png" ><img class="alignleft size-thumbnail wp-image-9976" title="four0d-college-facebook-page-lrg" src="http://greatcollegeadvice.com/wp-content/uploads/2012/01/four0d-college-facebook-page-lrg-150x150.png" alt="" width="150" height="150" /></a>In a <a href="http://greatcollegeadvice.com/be-nice-you-never-know-who-might-be-giving-input-on-your-admissions-decision/" >past blog post</a> I wrote about making sure to be nice to those you interact with on a college campus as you never know what will get back to the admissions committee. For this week&#8217;s post I wanted to explore the idea of &#8220;being nice&#8221; on a college&#8217;s social media platform.</p>
<p>High school students today are very comfortable with Facebook, sometimes a little too comfortable. They are used to posting things, sometimes nice and sometimes not, on their friends&#8217; wall. So, what happens when they post those not so nice things on a college&#8217;s Facebook wall?</p>
<p>Well, they get talked about.</p>
<p>This past week I had a discussion with one of my former colleagues from the <a target="_blank" href="http://www.colorado.edu" >University of Colorado Boulder</a> who runs the social media for their admissions office. I had noticed on CU&#8217;s admissions Facebook page that a few students had written, and posted, some negative remarks about the admissions counselors. The students who posted were frustrated that they didn&#8217;t have a decision yet and chose to write some very harsh words. The admissions staff member told me how she shared their posts with the admissions counselors reading their applications and asked them to call the students personally.</p>
<p>A few thoughts&#8230;</p>
<p>1)<em>People actually read your posts</em>. It is not only student interns who maintain these pages but actually admissions staff in many cases. Think about the consequences that could present themselves before you post something negative.</p>
<p>2) <em>Make sure you have all the correct information before going public with a statement or accusation.</em> For instance, one of the students complaining about not having received a decision from CU by the posted deadline was actually a transfer student. The deadline posted was only applicable to freshman applicants. So, this student made accusatory statements before double checking the information.</p>
<p>3)<em> Don&#8217;t brag about another offer from a college.</em> One student on the Facebook page actually complained that they hadn&#8217;t received a decision from CU yet but they had from another college. And a scholarship. So, this begs the question-why would CU want to save a spot, or scholarship money, for this student if they know they already have a good alternative? Clearly, this student wants to go to CU or they wouldn&#8217;t be repeatedly asking for a decision.</p>
<p>4) <em>If you have a real issue, call the admissions office. </em>Facebook is a great forum for discussion, quick questions, sharing pictures, updates, etc. However, if you have a real issue or problem I recommend taking it right to the source instead of posting it in a public format. Sometimes the answer may be too long for a wall post. Just call the admissions office directly.</p>
<p>5) <em>Once you &#8220;like&#8221; a page or post on a college&#8217;s wall remember that the college may then choose to look at your profile.</em> If you have pictures or posts you don&#8217;t want those admissions counselors to see consider cleaning up your profile.</p>
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		<title>Colgate University-Preparing Graduates for &#8220;The Real World&#8221;</title>
		<link>http://greatcollegeadvice.com/colgate-university-preparing-graduates-for-the-real-world/</link>
		<comments>http://greatcollegeadvice.com/colgate-university-preparing-graduates-for-the-real-world/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 17:13:57 +0000</pubDate>
		<dc:creator>Cara Ray</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[College Overviews]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[alumni]]></category>
		<category><![CDATA[Boulder college counselor]]></category>
		<category><![CDATA[Boulder college planner]]></category>
		<category><![CDATA[Boulder educational consultant]]></category>
		<category><![CDATA[career services]]></category>
		<category><![CDATA[Colgate University]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[college admissions]]></category>
		<category><![CDATA[interviews]]></category>
		<category><![CDATA[Liberal Arts]]></category>
		<category><![CDATA[resumes]]></category>

		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=8593</guid>
		<description><![CDATA[Looking for a college that helps prepare its students for the "Real World"? Take a look at Colgate University. ]]></description>
			<content:encoded><![CDATA[<p><a href="http://greatcollegeadvice.com/wp-content/uploads/2012/01/logo.gif" ><img class="alignleft size-thumbnail wp-image-9967" title="logo" src="http://greatcollegeadvice.com/wp-content/uploads/2012/01/logo-150x71.gif" alt="" width="150" height="71" /></a>As a high school student, the &#8220;real world&#8221; may seem far off and you may be much more interested in the television version at this point. Be forewarned though, the<em> real</em> &#8220;real world&#8221; will come a lot faster than you might imagine!</p>
<p>As you are visiting college campuses this spring consider the efforts the colleges you are looking at make to help students get ready for life after college. If you are looking for one that excels in this area, look no further than the school I am proud to call my alma mater, <a target="_blank" href="http://www.colgate.edu" >Colgate University</a>.</p>
<p>Most colleges you look at will have active career services offices to help students think about the transition from college to the &#8220;real world.&#8221; They will help students with their resumes, interviews, cover letters and much more. However, I think a lot of colleges could learn from Colgate University&#8217;s &#8220;Real World Conference&#8221; program. It was a program that I had the opportunity to attend as an undergraduate and sincerely appreciated.</p>
<p>This is an annual program hosted for Colgate Seniors in January at end of the winter break before the start of their final semester. Each year the campus brings back over a hundred alumni who work in varied careers to network with their students. Students can attend panel discussions to hear from alumni who work in areas such as: law, medicine, retail, environment, non-profits, marketing, government, healthcare, social media, education, finance, and social services. This year&#8217;s conference also included sessions such as: alumni mock interviews, personal finance, assessing graduate school options, and &#8220;your job application from start to finish.&#8221; The conference also hosts informal gatherings over coffee, at sporting events, and during an &#8220;etiquette&#8221; reception for alumni and students to interact.</p>
<p>Sometimes, this conference can lead to opportunities for jobs for students and sometimes it is purely informational. Regardless of the outcome, it is a wonderful service by the college and the students are lucky to have such a program. In addition, you can take advantage of this program even once you graduate from Colgate. Alumni who are not in attendance at the conference are invited to view sessions through live webinars.</p>
<p>We all know the difficulties that college students face in these economic times in regards to their search for a job. Every little bit helps and every effort made by a college on the student&#8217;s behalf is a good investment.</p>
<div id="side-info-column" class="inner-sidebar"></div>
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		<title>Financial Aid Primer: #9.  All Financial Aid Packages Are Not the Same</title>
		<link>http://greatcollegeadvice.com/financial-aid-primer-9-all-financial-aid-packages-are-not-the-same/</link>
		<comments>http://greatcollegeadvice.com/financial-aid-primer-9-all-financial-aid-packages-are-not-the-same/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 14:00:17 +0000</pubDate>
		<dc:creator>Andrea Aronson</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[Financial aid]]></category>
		<category><![CDATA[financial aid basics]]></category>
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		<category><![CDATA[financial aid packages]]></category>
		<category><![CDATA[financial aid primer]]></category>
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		<category><![CDATA[NJ]]></category>
		<category><![CDATA[Union County]]></category>
		<category><![CDATA[Union County college advisor]]></category>
		<category><![CDATA[Westfield]]></category>
		<category><![CDATA[Westfield college admissions advisor]]></category>
		<category><![CDATA[Westfield college admissions consultant]]></category>
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		<description><![CDATA[What your financial aid package will look like at each college to which you apply is completely unpredictable.  And no two packages will look the same.    Here's why.....]]></description>
			<content:encoded><![CDATA[<p>It’s spring of your child’s high school senior year.  Your student has applied to the colleges of his or her choice, filled out all of the financial aid forms, and the decisions have come back.  Once the acceptances are in, it’s time to compare the financial aid packages that you’ve received.  You may be surprised to find that each school is offering you something quite different in their package.  Schools will differ in what they have established as your EFC (Estimated Family Contribution).   The make-up of grants to loans to work-study will vary. Loan types will be different.  Some schools will cover your full established need.  Others will leave you with a “gap” in unmet need.  You’ll have many things to analyze, compare, and consider.</p>
<p>What you should look at:</p>
<ul>
<li>How much of the award is in grants versus loans?</li>
<li>What is the ratio of grant aid to self-help aid?  Grant aid is aid that you do not have to repay.  Self-help aid would include loans, your expected family contribution from your own assets, and work-study.</li>
<li>What are the terms of the loans in the package?  Are they subsidized (i.e. the government picks up interest payments until after you graduate)?  Unsubsidized? From private lending sources that are still to be determined by you?</li>
<li>Has all your need been met or is there a gap?  If you have been “gapped,” how big is the unmet need?</li>
<li>If your child has received a scholarship, is it just for one year, or is it renewable each year?</li>
</ul>
<p><a href="http://greatcollegeadvice.com/wp-content/uploads/2012/01/Hiking-up-Stack-of-Books.jpeg" ><img class="alignleft size-full wp-image-9936" title="Hiking up Stack of Books" src="http://greatcollegeadvice.com/wp-content/uploads/2012/01/Hiking-up-Stack-of-Books.jpeg" alt="" width="235" height="214" /></a>Like it or not, colleges will use their limited financial aid resources as a tool to entice those students that they want the most to enroll.  So, more “desirable” students will receive more favorable aid packages than other admitted students.  The &#8220;most wanted&#8221; students may have their full need met while others are gapped.  They also may have a better ratio of grants to loans to work-study with a much greater percentage of non-repayable grants in the mix than other students receiving aid.  That means that aid packages will vary tremendously from student to student just as they will from school to school.</p>
<p>One other important thing to know is that once any federal money is awarded in an aid package, the student cannot receive any more money beyond the calculated need.  So, for example, if your child receives outside scholarship money, and full need has been met by a financial aid award from a school, the amount of that outside scholarship will be deducted from the school’s original aid package.  The student is only allowed to receive enough aid to meet their calculated need irrespective of the sources of that aid.</p>
<p>Understanding what each financial aid award is offering can be a challenge, but it’s important to look closely and compare and contrast so that you can make the best possible decision when it comes to school choice and financing your child’s future.</p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio"  target="_blank">Andrea Aronson</a></p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio"  target="_blank">College Admissions Counselor</a></p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio"  target="_blank">Westfield, NJ</a></p>
<p>&nbsp;</p>
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		<title>Financial Aid Primer: #8.  Who Are The Parents?</title>
		<link>http://greatcollegeadvice.com/financial-aid-primer-8-who-are-the-parents/</link>
		<comments>http://greatcollegeadvice.com/financial-aid-primer-8-who-are-the-parents/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 14:00:50 +0000</pubDate>
		<dc:creator>Andrea Aronson</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[Financial aid]]></category>
		<category><![CDATA[college admissions consultant]]></category>
		<category><![CDATA[college advisor]]></category>
		<category><![CDATA[CSS Profile]]></category>
		<category><![CDATA[custodial parents]]></category>
		<category><![CDATA[FAFSA]]></category>
		<category><![CDATA[fafsa vs. profile and divorce]]></category>
		<category><![CDATA[financial aid basics]]></category>
		<category><![CDATA[financial aid primer]]></category>
		<category><![CDATA[financial responsibility]]></category>
		<category><![CDATA[NJ]]></category>
		<category><![CDATA[non-custodial parents]]></category>
		<category><![CDATA[step-parents]]></category>
		<category><![CDATA[Union County]]></category>
		<category><![CDATA[Union County college advisor]]></category>
		<category><![CDATA[Westfield]]></category>

		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=9904</guid>
		<description><![CDATA[In the case of divorce, who is financially responsible for paying for a student's college education?  The answer may surprise you.]]></description>
			<content:encoded><![CDATA[<p>Here&#8217;s a little two question financial aid pop quiz for you:</p>
<p><strong>Q</strong>:  <em>When a student fills out the <a href="http://www.fafsa.ed.gov" title="FAFSA link"  target="_blank">FAFSA</a>, and his/her parents are divorced, who are considered the parents?</em></p>
<p><strong>A</strong>:  The custodial parent and any step-parent.  The non-custodial parent is not considered financially responsible for the student by the federal government, and no information is collected from the non-custodial parent regardless of that parent’s involvement in the child’s life.</p>
<p>&nbsp;</p>
<p><strong>Q</strong>:  <em>When a student fills out <a title="CSS Profile" href="profileonline.collegeboard.com/" target="_blank">CSS PROFILE</a>, and his/her parents are divorced, who are considered the parents?</em></p>
<p><strong>A</strong>:  The custodial and non-custodial parent, primarily.  Step-parent information may be collected, as well and weighed in the equation.  CSS PROFILE desires a fuller picture of the student’s financial situation and that includes fully understanding the financial status of the non-custodial parent.</p>
<p>&nbsp;</p>
<p>Why is it different?  Because it is.<a href="http://greatcollegeadvice.com/wp-content/uploads/2012/01/divorced-parents-contribute-less-to-childrens-higher-education-10121001.jpg" ><img class="alignright size-medium wp-image-9915" title="divorced-parents-contribute-less-to-childrens-higher-education-10121001" src="http://greatcollegeadvice.com/wp-content/uploads/2012/01/divorced-parents-contribute-less-to-childrens-higher-education-10121001-300x201.jpg" alt="" width="300" height="201" /></a></p>
<p>Both the federal government and CSS PROFILE have established their own individual definition for who is financially responsible for the student, and the definitions are not the same.  So, when a divorce is part of the picture, the financial aid process can get very complicated.  Because divorces cannot always be easily navigated, CSS PROFILE does allow students to request a waiver for the non-custodial parent information if the parent is not involved in the student’s life, pays no child support, or is unable to be found.</p>
<p>Either way, when dealing with a divorce and financial aid, students and their parents and step-parents should pay particularly close attention to the requirements of each aid application.  Misunderstanding what is needed and thus potentially delaying the process may mean that the student misses out on the amount of aid for which he is qualified.</p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio Page"  target="_blank">Andrea Aronson</a></p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio Page"  target="_blank">College Admissions Advisor</a></p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio Page"  target="_blank">Westfield, NJ</a></p>
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		<title>Where to Begin? Finding the College That is Best for You</title>
		<link>http://greatcollegeadvice.com/where-to-begin-finding-the-college-that-is-best-for-you/</link>
		<comments>http://greatcollegeadvice.com/where-to-begin-finding-the-college-that-is-best-for-you/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 20:45:33 +0000</pubDate>
		<dc:creator>Mark Montgomery</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Application]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[scholarship]]></category>

		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=10024</guid>
		<description><![CDATA[Guest post from Angela Ballard.]]></description>
			<content:encoded><![CDATA[<p>For most high school students, the summer after junior year is the time to start considering where to send their college applications. Making that decision can be exciting, it can mean touring campuses across the state, or even the country, but there is also a lot of anxiety about finding the<a href="http://colleges.findthebest.com" title="Educational Consultant comments on finding the best colleges"  target="_blank"> best colleges</a> for you.  Here are some of the first steps to take, and things to consider before even starting those applications.</p>
<p><strong>Consider a Community College</strong><br />
Community College is a fantastic option, and often an underrated one, especially for students who may not have any idea about their career interests or what major they want to pursue. Community colleges often cost less and they offer quality classes that take students through the general education requirements they need to transfer into a four-year university. Another plus? Transferring from a community college often gives you options to attend universities you could not have been accepted to right out of high school. In my hometown, one of our community colleges offers a direct track into UC Berkeley, one of the best universities in the world, and one of the most selective.</p>
<p><strong>Be Selective and Extend Your Reach</strong><br />
Sending out college applications is not only time consuming, but they can also be incredibly expensive. Being selective about where you send your applications could save you from spending years at a college you may not like in the slightest.  Having a “back-up” school is not necessarily the best option, especially with rising tuitions costs. Finding <a href="http://college-scholarships.findthebest.com" title="Educational Consultant on Scholarships"  target="_blank">undergraduate college scholarships</a> is a task in itself, a worthwhile one if you’re attending a school you really like. Only apply to colleges you know you will enjoy attending. Another thing to remember is that admissions departments are not just looking for the highest SAT/ACT scores, the best GPAs, and the most extracurriculars; something about you may set your apart, something you may not consider exceptional. Apply to schools you would love to go to, even if they feel out of your reach.</p>
<p><strong>Do Your Research</strong><br />
Two of the most important factors to consider before even applying to a school are the programs offered and the colleges’ locations.  Even if you do not know what major you would like to pursue, research the colleges’ best majors and departments; make sure you see at least a few that initially spark your interest.  If you do not like cold and windy weather, you probably should not apply to schools in Chicago. If you are like me, and know that being landlocked just is not for you, applying to schools on the east or west coast might be your best option. Tour as many campuses as you can. It may seem trivial at first, but remember that college life is not just about going to class and studying. You are going to spend two, four, or maybe more years at your school; you have to love where you are.</p>
<p>People write books on how to apply to colleges, which I definitely suggest reading, but these initial considerations will help you narrow your selection. Don’t get overwhelmed and take the time to reflect on what will be best for you. College is going to be the best time of your life, make sure you make the best of it.</p>
<p><em>Angela Ballard is a Business Development Associate at <a href="http://findthebest.com" title="Educational Consultant on finding the best college"  target="_blank">FindTheBest</a> where you can compare anything from the best <a href="http://credit-cards.findthebest.com" title="Educational consultant"  target="_blank">student credit cards</a> to the <a href="http://ski-resorts.findthebest.com" title="Educational consultant on ski colleges"  target="_blank">best ski resorts</a>.</em></p>
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		<title>Financial Aid Primer: #7. Information Required For The FAFSA</title>
		<link>http://greatcollegeadvice.com/financial-aid-primer-7-information-required-for-the-fafsa/</link>
		<comments>http://greatcollegeadvice.com/financial-aid-primer-7-information-required-for-the-fafsa/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 14:00:59 +0000</pubDate>
		<dc:creator>Andrea Aronson</dc:creator>
				<category><![CDATA[Admission]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educational Consulting]]></category>
		<category><![CDATA[Financial aid]]></category>
		<category><![CDATA[college admissions consultant]]></category>
		<category><![CDATA[college advisor]]></category>
		<category><![CDATA[CSS Profile]]></category>
		<category><![CDATA[FAFSA]]></category>
		<category><![CDATA[fafsa financial information]]></category>
		<category><![CDATA[financial aid basics]]></category>
		<category><![CDATA[financial aid primer]]></category>
		<category><![CDATA[financial responsibility]]></category>
		<category><![CDATA[NJ]]></category>
		<category><![CDATA[Union County]]></category>
		<category><![CDATA[Union County college advisor]]></category>
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		<guid isPermaLink="false">http://greatcollegeadvice.com/?p=9892</guid>
		<description><![CDATA[What kind of information is needed to complete the FAFSA?  Whose assets are evaluated?  Read on for a quick overview.]]></description>
			<content:encoded><![CDATA[<p><a href="http://greatcollegeadvice.com/wp-content/uploads/2012/01/focus_FAFSA.png" ><img class="alignright size-medium wp-image-9895" title="focus_FAFSA" src="http://greatcollegeadvice.com/wp-content/uploads/2012/01/focus_FAFSA-271x300.png" alt="" width="271" height="300" /></a>Because the government feels that it’s primarily the family’s responsibility to pay for the college education, the <a href="http://www.fafsa.ed.gov" title="FAFSA Link"  target="_blank">FAFSA</a> requires various pieces of financial information from both the parents and the student.  Among the pieces of information requested about both are:</p>
<ul>
<li>Adjusted gross income</li>
<li>Income tax paid</li>
<li>Exemptions</li>
<li>Yearly earnings</li>
<li>Money in Cash, Savings, Checking</li>
<li>Value of investments</li>
<li>Pension, IRA, etc. payments and deductions</li>
<li>Child support paid or received</li>
</ul>
<p>Although all of this data and more is requested, the formula that the FAFSA uses to calculate your EFC weighs <em>earnings</em> most heavily.  Why?  While the federal government wants you to sacrifice and pay your fair share to send your child to college, it doesn’t want you to go broke!  By weighing your recent income more heavily than your savings, investments or pension dollars, the government feels it is leaving you with a cushion for your future.</p>
<p>While some people may be tempted to manipulate their income so that the two years of information that they put into the FAFSA shows a much lower earning level than their true average earnings, be mindful that this kind of tactic often serves to little advantage. This move may provide a family with a lower EFC (Expected Family Contribution) for <span style="text-decoration: underline;">federal</span> funds (money from the government), but it will generally not have much effect when applying for <span style="text-decoration: underline;">institutional</span> funds (money allocated by the school) .  That is because institutional awards are often based on <a title="CSS Profile Link" href="profileonline.collegeboard.com/" target="_blank">CSS PROFILE</a> information, which is far more detailed and uses a different methodology.</p>
<p>Also, remember that federal grant aid is reserved for the most needy.  That means that even though the earnings that you note on the FAFSA may be low, if your other financial data does not show you to be particularly needy, your EFC may <em>still</em> turn out to be quite high (and thus your financial need low) making the machinations required to change your income level not worth the effort.</p>
<p>In the EFC calculation, student assets and earnings overall are weighted more heavily than those of the parents.  This fits with the idea that it is the student who is most directly benefiting from the college education, so it is the student who should provide the greatest relative contribution to fund it.</p>
<p>For more information about what information you’ll need to complete the FAFSA, visit <a target="_blank" href="http://www.fafsa.gov" title="FAFSA Link" >www.fafsa.ed.gov</a> to download a PDF of the FAFSA or get a list from the website’s Help section.</p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio Page"  target="_blank">Andrea Aronson</a></p>
<p><a href="http://greatcollegeadvice.com/about/andrea-aronson/" title="Andrea Aronson Bio Page"  target="_blank">College Admissions Consultant, Westfield, NJ</a></p>
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