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	<title>New York Times - Great College Advice</title>
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		<title>How to Face College Rejection</title>
		<link>https://greatcollegeadvice.com/blog/facing-college-rejection/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Wed, 18 Feb 2026 15:24:26 +0000</pubDate>
				<category><![CDATA[College Application]]></category>
		<category><![CDATA[admissions]]></category>
		<category><![CDATA[Ivy League]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[Rejection]]></category>
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		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=1911</guid>

					<description><![CDATA[<p>Receiving a college rejection is one of the most emotionally challenging moments in the admissions journey—but it doesn&#8217;t define your future. Whether you&#8217;ve been turned down by your dream school or received unexpected news from what you thought was a likely admit, the path forward involves processing your emotions, taking strategic action, and recognizing that [&#8230;]</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/facing-college-rejection/">How to Face College Rejection</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p><b>Receiving a college rejection is one of the most emotionally challenging moments in the admissions journey—but it doesn&#8217;t define your future.</b><span style="font-weight: 400;"> Whether you&#8217;ve been turned down by your dream school or received unexpected news from what you thought was a likely admit, the path forward involves processing your emotions, taking strategic action, and recognizing that countless successful people have thrived after experiencing this exact same disappointment. This guide provides practical, expert-backed advice for navigating rejection and moving toward the right college fit for you.</span></p>
<p><span style="font-weight: 400;">For a comprehensive overview of all possible admission outcomes, including acceptance, waitlist placement, conditional admission, and alternate pathways, see </span><a href="https://docs.google.com/document/d/1gnY1rifRVYqVClIYZ2rFH0ybZrMXaV2mehjKd3aIIaI/edit?usp=sharing"><span style="font-weight: 400;">our complete guide to admission decisions and their common outcomes</span></a><span style="font-weight: 400;">.</span></p>
<h2><b>Why Did I Get Rejected from College Even Though I Had Good Grades and Test Scores?</b></h2>
<p><span style="font-weight: 400;">This is often the first and most painful question students ask. The honest answer may be difficult to hear: at most highly selective colleges, the majority of applicants are academically qualified for admission. When nearly everyone applying has strong credentials, admissions officers must make decisions based on factors that extend far beyond your GPA and SAT scores.</span></p>
<p><span style="font-weight: 400;">Veteran college admissions expert Jamie Berger explains what admissions officers are actually looking for: &#8220;They&#8217;re sculpting a class. They have all your data. They don&#8217;t want to hear more about your data or your accomplishments. They want to get a little feel for who you actually are.&#8221;</span></p>
<p><span style="font-weight: 400;">Your rejection likely reflects one or more institutional priorities that had nothing to do with your potential:</span></p>
<ul>
<li style="font-weight: 400;" aria-level="1"><b>Major and program balancing</b><span style="font-weight: 400;"> — Your intended field of study might have been oversubscribed</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Institutional financial needs</b><span style="font-weight: 400;"> — Full-pay students sometimes receive preference, particularly at schools without need-blind policies</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Class composition</b><span style="font-weight: 400;"> — Admissions teams balance athletes, artists, legacy students, first-generation students, and dozens of other categories</span></li>
</ul>
<p><span style="font-weight: 400;">The decision reflects the college&#8217;s needs at that specific moment in time, not a judgment of your worth or your potential for success.</span></p>
<h2><b>How Do I Deal with the Emotional Pain and Disappointment of College Rejection?</b></h2>
<p><span style="font-weight: 400;">Rejection hurts. Whether it comes from the crush who didn&#8217;t accept your invitation to Homecoming, the coach whose team you didn&#8217;t make, or the college of your dreams, it creates genuine emotional pain that deserves acknowledgment.</span></p>
<p><b>Give yourself permission to feel disappointed.</b><span style="font-weight: 400;"> Suppressing your emotions won&#8217;t make them disappear—it will just delay the processing you need to do. Set aside time to be upset, but also set a boundary for when you&#8217;ll begin actively moving forward.</span></p>
<p><b>Recognize that this feels personal but isn&#8217;t about you.</b><span style="font-weight: 400;"> As one family in the Great College Advice community observed after their student&#8217;s rejection: the system can feel arbitrary because, at a certain level, it is. When colleges must choose between thousands of qualified applicants, the final decisions often come down to factors entirely outside your control.</span></p>
<p><span style="font-weight: 400;">The admissions experts at Great College Advice consider emotional support and expectation management essential parts of the counseling process. As they explain to families: &#8220;It&#8217;s a huge part of our job.&#8221;</span></p>
<p><b>Shift your perspective about &#8220;perfect&#8221; schools.</b><span style="font-weight: 400;"> The Great College Advice Family Handbook addresses this directly: &#8220;Instead of talking about &#8216;perfect fits&#8217; and &#8216;dream schools,&#8217; it is generally more helpful to talk about &#8216;compatibility&#8217; and &#8216;preferences.'&#8221; There is no single college where you&#8217;re destined to thrive—there are many schools where you can build a meaningful, successful experience.</span></p>
<p><span style="font-weight: 400;">Many students ultimately discover that rejection from their early-choice school was a blessing in disguise, leading them to an institution that better suited their actual needs and personality.</span></p>
<h2><b>What Practical Steps Should I Take Immediately After Receiving a College Rejection?</b></h2>
<p><span style="font-weight: 400;">Once you&#8217;ve given yourself time to process the initial disappointment, it&#8217;s time for strategic action.</span></p>
<h3><b>1. Review Your Remaining College List</b></h3>
<p><span style="font-weight: 400;">If you were rejected from a highly selective institution, examine whether your list includes enough &#8220;target&#8221; and &#8220;likely&#8221; schools. Students sometimes underestimate how competitive certain schools are, and a rejection may signal that you need to add applications to ensure you have solid options.</span></p>
<p><span style="font-weight: 400;">As the Great College Advice team advises: &#8220;If you were rejected from this school, it is possible that you may not be admitted to schools with a similar profile.&#8221;</span></p>
<h3><b>2. Protect the Quality of Your Remaining Applications</b></h3>
<p><span style="font-weight: 400;">This is critical. The psychological impact of rejection can diminish the quality of applications you complete afterward—which is precisely why experienced counselors insist students finish all applications before receiving early decisions.</span></p>
<p><span style="font-weight: 400;">If a student is rejected by their first choice college, and maybe some second and third choices, too, the psychological energy needed to complete those subsequent RD applications is significant. That disappointment can have a negative impact on the quality of those RD applications.</span></p>
<p><span style="font-weight: 400;">If you still have applications to complete, approach them with fresh energy. Each school deserves your best work.</span></p>
<h3><b>3. Avoid the Appeal Trap</b></h3>
<p><span style="font-weight: 400;">Unless there was a genuine administrative error (like an incorrect transcript in your file), appeals are rarely successful and consume energy better directed elsewhere.</span></p>
<h3><b>4. Begin Connecting with Schools That Want You</b></h3>
<p><span style="font-weight: 400;">Start researching and emotionally investing in the institutions where you&#8217;ve been admitted or have applications pending. Visit if possible, engage with current students, and look for the specific opportunities that excite you about each school.</span></p>
<h2><b>Should I Try to Appeal a College Rejection Decision?</b></h2>
<p><span style="font-weight: 400;">In most cases, no. Schools rarely reverse admission decisions, and the circumstances under which they might reconsider are extremely limited, typically only when a documented error occurred during the review process.</span></p>
<p><b>However, if you&#8217;re absolutely committed to attending a specific institution</b><span style="font-weight: 400;">, consider the transfer pathway instead of an appeal. Contact the transfer admissions counselor and ask targeted questions:</span></p>
<ul>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">What academic areas should I strengthen during my first year of college?</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Were test scores a significant concern in my application?</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Can I transfer for the spring term, or must I wait a full year?</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">What does a competitive transfer applicant look like for your institution?</span></li>
</ul>
<p><span style="font-weight: 400;">For some highly competitive schools, the transfer process actually offers better odds than first-year admission. This approach allows you to start strong at another institution while working toward your ultimate goal, and you may discover along the way that you&#8217;ve found the right fit after all.</span></p>
<h2><b>Can I Still Have a Successful College Experience After Being Rejected from My Dream School?</b></h2>
<p><b>Yes—and understanding why requires confronting one of the biggest myths in college admissions.</b></p>
<p><span style="font-weight: 400;">The media obsession with Harvard, Yale, Stanford, and other ultra-selective institutions creates a distorted picture of American higher education. Here&#8217;s the reality that often shocks families when they first hear it:</span></p>
<p><span style="font-weight: 400;">&#8220;The average acceptance rate at four-year colleges in the U.S. is over 70%. Most schools in the US accept most students.&#8221;</span></p>
<p><span style="font-weight: 400;">— Great College Advice</span></p>
<p><span style="font-weight: 400;">This means thousands of excellent colleges are eager to have qualified students like you on their campuses. </span></p>
<p><b>Your college experience is shaped far more by what you do once you arrive than by the name on your diploma.</b><span style="font-weight: 400;"> The relationships you build, the professors who mentor you, the research opportunities you pursue, the leadership roles you take on, the challenges you embrace—these determine your trajectory, not an acceptance letter.</span></p>
<p><span style="font-weight: 400;">Students who keep their eyes on their long-term goals and refuse to let disappointment derail their focus consistently achieve success regardless of which college they attend.</span></p>
<h2><b>How Do I Stay Motivated to Work on Remaining Applications After Getting Rejected?</b></h2>
<p><span style="font-weight: 400;">This challenge is exactly why Great College Advice requires students to complete all applications before early decisions arrive. But if you&#8217;re facing this situation now, several strategies can help:</span></p>
<h3><b>Reconnect with Your &#8220;Why&#8221;</b></h3>
<p><span style="font-weight: 400;">Each school made it onto your list for specific reasons. Review your notes from campus visits or virtual tours. Revisit the programs, clubs, research opportunities, or campus culture elements that excited you. Let that enthusiasm fuel your writing.</span></p>
<h3><b>Set a Grief Deadline</b></h3>
<p><span style="font-weight: 400;">Give yourself permission to be upset, but set a firm time limit. After 24-48 hours of processing, commit to resuming your work with full effort.</span></p>
<h3><b>Remember What Actually Matters in Applications</b></h3>
<p><span style="font-weight: 400;">Jamie Berger&#8217;s advice to students applies here: &#8220;You have to figure out who you are going to be in college and if a college doesn&#8217;t want that person, they&#8217;re probably not the right school for you.&#8221;</span></p>
<p><span style="font-weight: 400;">The students who succeed in admissions are those who write authentically rather than trying to game the system. Berger observes that high-achieving students often fall into a gamifying mindset of figuring out what colleges want them to say in applications. This approach backfires at selective schools: &#8220;They&#8217;re getting thousands and thousands of applications from kids who have always done what they think the right thing to do is. And they fall into kind of a cookie cutter bunch of kids.&#8221;</span></p>
<p><span style="font-weight: 400;">Your remaining applications are opportunities to present your authentic self to schools that may be better fits than the one that rejected you.</span></p>
<h3><b>Lean on Your Support System</b></h3>
<p><span style="font-weight: 400;">Parents, counselors, and friends can provide perspective when you&#8217;re struggling. The college application process is inherently emotional—for students leaving familiar surroundings and parents watching their children prepare to launch. You don&#8217;t have to navigate this alone.</span></p>
<h2><b>What&#8217;s the Difference Between Being Rejected, Deferred, and Waitlisted—and What Should I Do for Each?</b></h2>
<p><span style="font-weight: 400;">Understanding these three outcomes is essential because each requires a different response.</span></p>
<h3><b>Rejection</b></h3>
<p><span style="font-weight: 400;">A rejection is typically a final decision. The college has determined they will not offer you admission, and this outcome rarely changes through appeals. Your energy is better spent focusing on schools that want you.</span></p>
<p><b>What to do:</b><span style="font-weight: 400;"> Process your emotions, then redirect your focus to schools where you&#8217;ve been admitted or have applications pending. If this was your absolute top choice, research the transfer pathway as a potential future option.</span></p>
<h3><b>Deferral</b></h3>
<p><span style="font-weight: 400;">A deferral means the college couldn&#8217;t make a final decision during the early round and will reconsider your application alongside Regular Decision applicants. You&#8217;re essentially being placed back into the general applicant pool.</span></p>
<p><b>What to do:</b></p>
<ul>
<li style="font-weight: 400;" aria-level="1"><b>Follow the deferral instructions provided in your portal: </b><span style="font-weight: 400;">Most colleges will let you know what they want to see, if anything</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Submit updated senior year grades</b><span style="font-weight: 400;"> if they demonstrate improvement</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Send a Letter of Continued Interest (LOCI)</b><span style="font-weight: 400;"> expressing your ongoing enthusiasm and any meaningful updates since applying</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Continue demonstrating interest</b><span style="font-weight: 400;"> through appropriate channels</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Contact your regional admissions officer</b><span style="font-weight: 400;"> to ask why you were deferred (if the school allows this communication)</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Do not overdo it</b><span style="font-weight: 400;">—avoid gimmicks like sending cookies or gifts, showing up unannounced, or flooding the admissions office with communications</span></li>
</ul>
<p><span style="font-weight: 400;">As the Great College Advice team notes: &#8220;A deferral just means you will have to wait a bit longer. You will eventually receive a final decision on your application.&#8221;</span></p>
<h3><b>Waitlist</b></h3>
<p><span style="font-weight: 400;">Being waitlisted means you&#8217;re qualified for admission, but the college needs to manage its enrollment numbers before potentially extending an offer. This is perhaps the most emotionally challenging status because it keeps you in limbo.</span></p>
<p><b>What to do:</b></p>
<ul>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Write to express continued interest in the school</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Consider visiting campus if feasible</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Be prepared to pay full tuition if admitted—colleges often prioritize full-pay students when going to their waitlist</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Importantly: commit emotionally and financially to a school that accepted you outright by the May 1 deadline</span></li>
</ul>
<p><span style="font-weight: 400;">The hardest truth about waitlists comes from the Great College Advice blog: &#8220;You&#8217;ll be taking this state of being betwixt and between quite personally: you&#8217;re not good enough to accept and not bad enough to reject. But the game at this point is not at all personal. It&#8217;s not about you. It&#8217;s about them. They are trying to manage their budgets and their statistics.&#8221;</span></p>
<h2><b>Moving Forward: Your Next Chapter Awaits</b></h2>
<p><span style="font-weight: 400;">College rejection stings, but it doesn&#8217;t define your future. The most successful students—and adults—are those who treat setbacks as redirections rather than dead ends.</span></p>
<p><span style="font-weight: 400;">Remember:</span></p>
<ul>
<li style="font-weight: 400;" aria-level="1"><b>Most colleges accept most students.</b><span style="font-weight: 400;"> The highly selective schools dominating media coverage represent a tiny fraction of excellent educational opportunities.</span></li>
<li style="font-weight: 400;" aria-level="1"><b>Fit matters more than prestige.</b><span style="font-weight: 400;"> Finding a school where you can thrive authentically leads to better outcomes than forcing yourself into an environment that wasn&#8217;t meant for you.</span></li>
<li style="font-weight: 400;" aria-level="1"><b>The college experience is what you make it.</b><span style="font-weight: 400;"> Your initiative, engagement, and openness to growth will shape your trajectory far more than any admissions decision.</span></li>
</ul>
<p><span style="font-weight: 400;">For students navigating the full range of admission outcomes—from acceptance to rejection and everything in between—</span><a href="https://docs.google.com/document/d/1gnY1rifRVYqVClIYZ2rFH0ybZrMXaV2mehjKd3aIIaI/edit?usp=sharing"><span style="font-weight: 400;">our comprehensive guide to admission decisions and outcomes</span></a><span style="font-weight: 400;"> provides additional context and next steps.</span></p>
<p>&nbsp;</p>
<h2><b>Need Support Navigating the College Application Process?</b></h2>
<p><b>You don&#8217;t have to face this alone.</b><span style="font-weight: 400;"> The team at Great College Advice has deep experience guiding students through every stage of the college journey—including the emotional challenges of rejection, deferral, and waitlist decisions. We provide individually tailored, one-on-one advising to help students find the right path forward and achieve their college dreams.</span></p>
<p><span style="font-weight: 400;">Since 2007, our expert college admissions consultants have provided comprehensive guidance to thousands of students from across the United States and over 45 countries worldwide. Whether you need help reassessing your college list, strengthening remaining applications, or simply want a supportive expert in your corner during a difficult time, we&#8217;re here to help.</span></p>
<p><a href="https://greatcollegeadvice.com/contact-us/"><b>Contact us today for a free consultation</b></a><span style="font-weight: 400;"> to learn how we can support your family through the admissions process. Or call us directly at </span><b>720.279.7577</b><span style="font-weight: 400;">—we&#8217;d be happy to chat with you.</span></p>
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			</item>
		<item>
		<title>Denver Consultant on Washington Monthly Rankings</title>
		<link>https://greatcollegeadvice.com/blog/another-alternative-ranking-system-the-washington-monthly/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Wed, 03 Oct 2012 14:00:44 +0000</pubDate>
				<category><![CDATA[College Application]]></category>
		<category><![CDATA[College search]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[rankings]]></category>
		<category><![CDATA[research]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=11885</guid>

					<description><![CDATA[<p>Looking for more alternatives to the U.S. News and World Report college rankings? Read this blog post to learn about a different type of ranking system used by The Washington...</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/another-alternative-ranking-system-the-washington-monthly/">Denver Consultant on Washington Monthly Rankings</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p><a href="https://greatcollegeadvice.com/wp-content/uploads/Washington-Monthly.jpg"><img decoding="async"  title="Washington Monthly" alt="" width="300" height="300" src="https://greatcollegeadvice.com/wp-content/uploads/Washington-Monthly-300x300.jpg" /></a>In a September 28, 2012 <a title="The College Rankings Racket" href="https://www.nytimes.com/2012/09/29/opinion/nocera-the-silly-list-everyone-cares-about.html?nl=todaysheadlines&amp;emc=edit_th_20120929" target="_blank" rel="noopener noreferrer">op-ed</a>, <em>New York Times</em> columnist Joe Nocera decried the <em>U.S. News and World Report</em> college rankings for being inherently flawed &#8212; much as I did in my recent blog post, <a title="How Reliable Are College Rankings?" href="https://greatcollegeadvice.com/blog/how-reliable-are-college-rankings/" target="_blank" rel="noopener noreferrer">How Reliable Are College Rankings?</a>  Nocera blamed <em>U.S. News</em> for creating a status-climbing frenzy among colleges and the students who want to attend them.  He argued that this system encourages colleges to try to improve their ranking by cheating the system, and indeed, there are several examples of such trickery.<br />
Nocera suggested an alternative set of rankings: those published by <em>The Washington Monthly</em>.  The magazine&#8217;s editors argue that <em>U.S News</em> &#8220;rewards colleges for spending more money, raising prices, and shutting out all but the most privileged students. While the college cost crisis has many causes . . . the relentless chase for status is undeniably driving prices up.&#8221; (<em>The Washington Monthly</em>)<br />
Rather than focusing on how selective colleges are and the resources they provide for their students (as is the case with <em>U.S. News</em>), <em>The Washington Monthly</em>&#8216;s system examines what colleges do for the country as a whole.  Since 2005, these rankings have been based on three factors: social mobility, as determined by the number of low-income students a college enrolls and the percentage of them who graduate; research conducted by the college; and student invovlement in community service both during and after college.  This year, the magazine&#8217;s editors added another factor, which they call &#8220;cost-adjusted graduation rate&#8221;.  This measure is designed to give a higher ranking to colleges with above average graduation rates and below average costs.<br />
To read more about <em>The Washington Monthly</em>&#8216;s methodology and to see its rankings, click <a title="The Washington Monthly's College Rankings." href="https://www.washingtonmonthly.com/college_guide/toc_2012.php" target="_blank" rel="noopener noreferrer">here</a>.  And remember, any rankings you consider in your college search should be just one of many sources of information.</p><p>The post <a href="https://greatcollegeadvice.com/blog/another-alternative-ranking-system-the-washington-monthly/">Denver Consultant on Washington Monthly Rankings</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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		<title>How Much Merit Aid Will Your College Give You?</title>
		<link>https://greatcollegeadvice.com/blog/how-much-merit-aid-will-your-college-give-you/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Mon, 13 Aug 2012 15:15:26 +0000</pubDate>
				<category><![CDATA[College Application]]></category>
		<category><![CDATA[admissions]]></category>
		<category><![CDATA[Applications]]></category>
		<category><![CDATA[Financial aid]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[Scholarships]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=11387</guid>

					<description><![CDATA[<p>Curious how much merit aid the college of your choice is likely to give? Check out a new interactive listing of more than 600 colleges from the New York Times.</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/how-much-merit-aid-will-your-college-give-you/">How Much Merit Aid Will Your College Give You?</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>Curious how much merit aid the college of your choice is likely to award?<br />
Educational Life, a quarterly of The New York Times, recently released a list of more than 600 colleges and universities that award merit aid. This list includes the college&#8217;s tuition and fees, the percentage of freshmen who receive merit aid, and the average amount of money that they receive.<br />
Take some time to check it out <a href="https://thechoice.blogs.nytimes.com/2012/07/23/merit-aid-chart/">here</a>.</p>
<p><a href="https://greatcollegeadvice.com/contact-us/">Great College Advice</a></p><p>The post <a href="https://greatcollegeadvice.com/blog/how-much-merit-aid-will-your-college-give-you/">How Much Merit Aid Will Your College Give You?</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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		<title>Great Advice: How Many Colleges to Apply To</title>
		<link>https://greatcollegeadvice.com/blog/is-there-such-a-thing-as-applying-to-too-many-colleges/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Fri, 03 Aug 2012 18:13:13 +0000</pubDate>
				<category><![CDATA[College Application]]></category>
		<category><![CDATA[admissions]]></category>
		<category><![CDATA[Applications]]></category>
		<category><![CDATA[New York Times]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=11259</guid>

					<description><![CDATA[<p>Read more about why applying to too many colleges may not be a good thing.</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/is-there-such-a-thing-as-applying-to-too-many-colleges/">Great Advice: How Many Colleges to Apply To</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>As educational consultants we are often asked by our clients &#8211; how many colleges should I apply to? Unfortunately, there is no perfect answer. Four? Six? Ten?  It all comes down to figuring out that magical word &#8220;fit.&#8221; Finding a group of schools that are a good fit for you academically, socially, and financially.<br />
However, I do believe you can run the risk of applying to too few colleges or too many colleges.<br />
A recent post in the<a href="https://thechoice.blogs.nytimes.com/2012/06/20/commentary-too-many-application-may-be-a-crapshoot/?smid=tw-share"> New York Times The Choice</a> discusses why too many college applications may not be a good thing.<br />
Enjoy!</p>
<p><a href="https://greatcollegeadvice.com/contact-us/">Great College Advice</a></p><p>The post <a href="https://greatcollegeadvice.com/blog/is-there-such-a-thing-as-applying-to-too-many-colleges/">Great Advice: How Many Colleges to Apply To</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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		<title>Student Loans &#8211; Too Much of A Good Thing</title>
		<link>https://greatcollegeadvice.com/blog/student-loans-too-much-of-a-good-thing/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Tue, 12 Apr 2011 04:09:28 +0000</pubDate>
				<category><![CDATA[College Application]]></category>
		<category><![CDATA[College Fees]]></category>
		<category><![CDATA[admissions]]></category>
		<category><![CDATA[Financial aid]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[NYU]]></category>
		<category><![CDATA[Student loans]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=7204</guid>

					<description><![CDATA[<p>Student loans can help you pay for college.  But too many student loans can ruin your life. An article today in the New York Times reports that student loans have now outstripped credit card debt in the US, and that the amount of loans will surpass $1 trillion next year. That&#8217;s a lot of debt. [&#8230;]</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/student-loans-too-much-of-a-good-thing/">Student Loans – Too Much of A Good Thing</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p><a href="https://greatcollegeadvice.com/wp-content/uploads/2011/04/broken-piggy-bank.jpg"><img decoding="async"  class="alignright size-medium wp-image-7205" title="broken-piggy-bank" src="https://greatcollegeadvice.com/wp-content/uploads/2011/04/broken-piggy-bank-300x300.jpg" alt="" width="260" height="260" /></a>Student loans can help you pay for college.  But too many student loans can ruin your life.<br />
An <a title="educational consultant on student loans" href="https://www.nytimes.com/2011/04/12/education/12college.html" target="_blank" rel="noopener noreferrer">article today</a> in the <em>New York Times</em> reports that student loans have now outstripped credit card debt in the US, and that the amount of loans will surpass $1 trillion next year.<br />
That&#8217;s a lot of debt.<br />
To those undergraduates thinking about taking out student loans, please hear me and hear me good:  don&#8217;t take out any more than the Federal loan limit, which is $5500 your first year, $6500 your second year, and $7500 in each of your third and fourth years.<br />
So your maximum for undergraduate loans:  $27,000.  And if you can do it for less than that, you should.<br />
If your college of choice asks you to borrow more, tell them &#8220;no thanks&#8221; and walk away.<br />
A loan of $27,000 paid out over 10  years at an interest rate of 6.8% (the current rate) without any loan fees (and there will be fees) will mean that you will pay $310.72 per month for 10 years.  Your total amount paid will be $37,285.87.<br />
So think about it.  For a slightly higher monthly payment, you could lease at brand new, 2011 Mercedes C300 4Matic Sport coupe (okay, so you have to come up with a down payment of $5000). But hey, you can easily get a Hyundai for that sort of payment.  And you can lease a new one every three years!<br />
If you&#8217;d prefer to pay your loan over a longer period (say, 20 years) you can reduce your monthly payment to $206.10, which would mean that you would have to pay a total of $49,464 for the right to borrow your $27,000. This payment might not seem like a lot.  But let&#8217;s put it in perspective.  According to the article, the average salary of a college grad in America&#8211;of all ages&#8211;is about $55,000.  This is higher than the average for people without a college diploma.  Remember, however, that this is only an average.  About half of Americans with college degrees make LESS than $55,000, and some (especially younger grads) make a <span style="text-decoration: underline;">lot</span> less.  So paying back nearly $50k to The Man At The Bank is like losing a whole year of salary (on average) over your lifetime.<br />
And don&#8217;t forget, twenty years after you graduate, your own kids will likely be in high school&#8230;so then it will be time to take out loans to pay for college for THEM!<br />
This may be manageable for many students.  But when you think about borrowing <strong>more</strong> than the Federal Stafford loans, look out.<br />
If you borrow $50,000, your monthly payment will be $575 if you pay in 10  years and $382 if you pay in 20 years (assume no loan fees and a 6.8% interest rate, which is lower than the market rate for non-Federal loans.<br />
If you borrow $75,000, your monthly payment will be $863 if you pay in 10  years and $572 if you pay in 20 years, based on the same assumptions.  (Note to students:  you can rent a nice two bedroom apartment in Denver for $850/month).<br />
Want to borrow $100,000?  Why not. Your your monthly payment will be $1,150 if you pay in 10  years and $763 if you pay in 20 years.   My colleague, Katherine Price, heard about a student today who decided to attend NYU to get a degree in dance, and who will take out over $100,000 in loans to pay for it.  In order to pay off her debt, she will have to make $14,800 per year <em>after taxes</em> for 10 years just to pay off her debt.  As a dancer.  Sure, college is an &#8220;investment.&#8221;  But does that investment make any sense to you?<br />
Don&#8217;t do it, folks. No college is worth tying an anvil around your neck.<br />
Borrow no more than the Federal limits.<br />
Mark Montgomery<br />
<a title="educational consultant on student loans" href="https://greatcollegeadvice.com" target="_blank" rel="noopener noreferrer">Educational Consultant</a><br />
&nbsp;<br />
&nbsp;<br />
&nbsp;</p><p>The post <a href="https://greatcollegeadvice.com/blog/student-loans-too-much-of-a-good-thing/">Student Loans – Too Much of A Good Thing</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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		<title>Are College and Universities Bankrupting Themselves?</title>
		<link>https://greatcollegeadvice.com/blog/are-college-and-universities-bankrupting-themselves/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Sun, 15 Aug 2010 15:06:59 +0000</pubDate>
				<category><![CDATA[College Profile]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[Columbia]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[NYU]]></category>
		<category><![CDATA[Student loans]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=6207</guid>

					<description><![CDATA[<p>NYU and Columbia have announced plans to expand by taking on more debt in these tough economic times. Does this really make good financial or educational sense?</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/are-college-and-universities-bankrupting-themselves/">Are College and Universities Bankrupting Themselves?</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>An <a title="educational consultant on the cost of college" href="https://www.nytimes.com/2010/08/15/opinion/15taylor.html" target="_blank" rel="noopener noreferrer">opinion piece</a> in today&#8217;s <em>New York Times</em> from a professor at Columbia University raises some excellent points about the skyrocketing costs of higher education in the US.<br />
He criticizes huge expansion efforts at Columbia and New York University at a time when endowments are down, debt levels are up, and ambitions may be bigger than these institutions&#8217; ability to shoulder new debt obligations.<br />
This question comes at a time when the US government has reported that 149 colleges have failed its &#8220;financial responsibility test<a href="https://greatcollegeadvice.com/wp-content/uploads/2010/08/Managing-your-scholarship-fund-with-bankruptcy.jpg"><img decoding="async"  class="alignright size-medium wp-image-6208" title="Managing-your-scholarship-fund-with-bankruptcy" src="https://greatcollegeadvice.com/wp-content/uploads/2010/08/Managing-your-scholarship-fund-with-bankruptcy-300x208.jpg" alt="" width="300" height="208" /></a>&#8221; (see the article <a title="educational consultant on the cost of college" href="https://chronicle.com/article/149-Nonprofit-Colleges-Fail/123878/" target="_blank" rel="noopener noreferrer">here</a> from the <em>Chronicle of Higher Education</em>&#8211;registration required).  While the colleges on this list may or may not be able to bounce back from their clear financial difficulties, it seems reasonable to predict that more colleges will start to show up on this list in the coming years.  Like so many businesses and individuals who spent the last decade or two living beyond their means, colleges and universities gorged on debt.  And some, like Birmingham Southern College, have been in the news recently for making huge mistakes in managing their money.  Some colleges are actually closing or merging.  Does it really make sense for Columbia and NYU to continue feeding voraciously at the debt trough? Sure, Columbia and NYU are financially stronger than, say, Guilford and Ripon Colleges.  Are these big boys &#8220;too big to fail?&#8221;  Is Columbia like AIG, or like Lehman Brothers?<br />
While I&#8217;m not ready to run around like Chicken Little quite yet, I do know that the rapidly rising prices in higher education are unsustainable.  And I do think that parents&#8211;and their kids&#8211;need to take a step back and ask themselves whether they want to go into debt to a place like NYU in order to finance NYU&#8217;s debt.  Like derivatives, higher education services are not anything tangible.  If the investment goes south (i.e., if a child&#8217;s debt burden ends up being larger than what her future salary can bear), parents and kids will have nothing to show for it than a pile of student loans that cannot be discharged even in bankruptcy.  At least if NYU&#8217;s or Columbia&#8217;s investments turn out not to be so great, they can sell off the buildings they are constructing and at least recoup something. What assets will you sell when your debts come due?<br />
Food for thought.<br />
Mark Montgomery<br />
<a title="educational consultant on financial aid" href="https://greatcollegeadvice.com">Educational Consultant</a><br />
&nbsp;</p><p>The post <a href="https://greatcollegeadvice.com/blog/are-college-and-universities-bankrupting-themselves/">Are College and Universities Bankrupting Themselves?</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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		<title>More Opinions on Advanced Placement</title>
		<link>https://greatcollegeadvice.com/blog/more-opinions-on-advanced-placement/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Thu, 28 Jan 2010 15:19:38 +0000</pubDate>
				<category><![CDATA[College Application]]></category>
		<category><![CDATA[College Board]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[transcript]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=3811</guid>

					<description><![CDATA[<p>One of our most commented on posts is &#8220;Which is Better: AP or IB?&#8221; In the post, we highlight the differences between the two academic programs.  Recently, the NY Times published a piece where five different professionals offered opinions on the expanding Advanced Placement program.  The article states that the number of students taking Advanced [&#8230;]</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/more-opinions-on-advanced-placement/">More Opinions on Advanced Placement</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>One of our most commented on posts is <a href="https://greatcollegeadvice.com/blog/which-is-better-ap-or-ib-advanced-placement-vs-international-baccalaureate/">&#8220;Which is Better: AP or IB?&#8221;</a> In the post, we highlight the differences between the two academic programs.  Recently, the <em>NY Times</em> published a piece where five different professionals offered opinions on the expanding Advanced Placement program.  The article states that the number of students taking Advanced Placement courses has risen nearly 50% from 2004 to 2009.  For some, this vast increase is cause for concern.  For others, there is a need to expand AP courses, especially to low-income and minority groups.</p>
<p>As mentioned in our previous post above, whether or not a student should enroll in AP (or IB for that matter) courses depends on the student&#8217;s ability and preparation.  Of course colleges want to see students enrolled in the most challenging curriculum available, however it is also about the grades that the student receives.  Students, parents and guidance counselors should work together to determine the best curriculum match for the students abilities.  That is the best way to ensure the student has a strong academic performance.</p>
<p><a href="https://greatcollegeadvice.com">Great College Advice</a></p><p>The post <a href="https://greatcollegeadvice.com/blog/more-opinions-on-advanced-placement/">More Opinions on Advanced Placement</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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		<title>College Admissions and Multiples</title>
		<link>https://greatcollegeadvice.com/blog/college-admissions-and-multiples/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Tue, 22 Dec 2009 15:44:08 +0000</pubDate>
				<category><![CDATA[College Admissions]]></category>
		<category><![CDATA[College Fees]]></category>
		<category><![CDATA[admissions]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[Yale]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=3479</guid>

					<description><![CDATA[<p>Last week, the NY Times published an article on quadruplets who were all recently accepted to Yale.  The article describes the scene of Ray, Kenny, Carol, and Martina Crouch all logging into the Yale website to see if they were admitted.  I can only imagine how agonizing it must have been for all four siblings [&#8230;]</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/college-admissions-and-multiples/">College Admissions and Multiples</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>Last week, the <em><a href="https://www.nytimes.com/2009/12/19/education/19yale.html?_r=1">NY Times</a> </em>published an article on quadruplets who were all recently accepted to Yale.  The article describes the scene of Ray, Kenny, Carol, and Martina Crouch all logging into the Yale website to see if they were admitted.  I can only imagine how agonizing it must have been for all four siblings and their parents.<br />
As a former admission officer, I know it can difficult to review applications of multiples.  Sometimes the siblings have similar credentials and the decision is easy.  Other times the applicants that are siblings may present two entirely different applications and the decision is not so cut and dry.  While I don&#8217;t think any school would grant admission to a student who is not qualified to enroll just because their brother or sister was also admitted in the same class, I do think that most admissions officers reflect on how the decision will affect family dynamics.<br />
It appears that this story of the admission process and multiples has a happy ending, but it is not over yet.  Each Crouch sibling has other schools besides Yale that they are considering and while they say they are “reluctant to part” one them comments on how “fun” it might be to go somewhere where he is not “one of the quads.”<br />
Katherine Price</p><p>The post <a href="https://greatcollegeadvice.com/blog/college-admissions-and-multiples/">College Admissions and Multiples</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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		<title>More Advice to Entering Freshmen</title>
		<link>https://greatcollegeadvice.com/blog/more-advice-to-entering-freshmen/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Wed, 16 Sep 2009 15:00:58 +0000</pubDate>
				<category><![CDATA[College Application]]></category>
		<category><![CDATA[New York Times]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/?p=3008</guid>

					<description><![CDATA[<p>Earlier this month the NY Times published short articles of advice to college freshmen written by professors.  I was not surprised how many of them emphasized the importance of learning how to write well and the importance of reading, everything from the classics to an everyday newspaper.  However, my favorite article was &#8220;Don&#8217;t Alienate Your [&#8230;]</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/more-advice-to-entering-freshmen/">More Advice to Entering Freshmen</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>Earlier this month the <em><a href="https://www.nytimes.com/2009/09/06/opinion/06collegeadvice.html?_r=3&amp;ref=opinion">NY Times</a></em> published short articles of advice to college freshmen written by professors.  I was not surprised how many of them emphasized the importance of learning how to write well and the importance of reading, everything from the classics to an everyday newspaper.  However, my favorite article was &#8220;Don&#8217;t Alienate Your Professor&#8221; by Carol Berkin.  This article covers the importance of classroom etiquette and shows how your demeanor as a student can have a huge affect on your relationship with your professor.  One piece of advice I would add to her list:  Don&#8217;t fall asleep in class!<br />
Katherine Price<br />
Former First Year Student Advisor</p><p>The post <a href="https://greatcollegeadvice.com/blog/more-advice-to-entering-freshmen/">More Advice to Entering Freshmen</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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		<title>Selective Admissions: Inside Scoop</title>
		<link>https://greatcollegeadvice.com/blog/the-scoop-on-selective-admissions-from-the-horses-mouths/</link>
		
		<dc:creator><![CDATA[Jared Hobson]]></dc:creator>
		<pubDate>Fri, 19 Dec 2008 21:46:40 +0000</pubDate>
				<category><![CDATA[College Application]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[University of Texas]]></category>
		<category><![CDATA[Yale]]></category>
		<guid isPermaLink="false">https://greatcollegeadvice.com/the-scoop-on-selective-admissions-from-the-horses-mouths/</guid>

					<description><![CDATA[<p>The New York Times is running a Q&#038;A with the admissions directors of Pomona, Yale, University of Texas, and Lawrence University. If you want to consult the oracles, this is about as good as it gets. Check it out at https://questions.blogs.nytimes.com/2008/12/17/qa-college-admissions/?hp</p>
<p>The post <a href="https://greatcollegeadvice.com/blog/the-scoop-on-selective-admissions-from-the-horses-mouths/">Selective Admissions: Inside Scoop</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></description>
										<content:encoded><![CDATA[<p>The New York Times is running a Q&#038;A with the admissions directors of Pomona, Yale, University of Texas, and Lawrence University.<br />
If you want to consult the oracles, this is about as good as it gets.<br />
Check it out at https://questions.blogs.nytimes.com/2008/12/17/qa-college-admissions/?hp</p><p>The post <a href="https://greatcollegeadvice.com/blog/the-scoop-on-selective-admissions-from-the-horses-mouths/">Selective Admissions: Inside Scoop</a> first appeared on <a href="https://greatcollegeadvice.com">Great College Advice</a>.</p>]]></content:encoded>
					
		
		
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